My apologies, I have searched and read all threads relating to this matter, I have also spoken with as many recruiters as I could find here in Calgary. I am hoping someone has had experience or knows that this may work. I have college debts, as do many, they are in collections, as are some. I have selected the avenue of making a Consumer Proposal under the bankruptcy and insolvency act. I understand the CF wishes to see that I have addressed my debts, resolved my debts, or any other choice words. Threads of bad credit are plentiful, but none specifically mention a Consumer Proposal. This is a court mandated, legal proposal, bound by the courts, that which force you to make regular payments to a trustee. This is an alternative to personal bankruptcy, which I am aware would delay the process whilst awaiting discharge, my way does not require any discharge. I am sincerely hoping someone has come across such a thing, and can tell me whether or not my initiative to begin said process, and the fact that it is legally structured, would be an acceptable approach, and grant me reliable. I am clear in all other aspects, and am awaiting medical and interview. I beg of you to not attack, read FAQ's, search posts, or go to my RC and ask, because all of these have been done. This community is my greatest hope for a straight forward answer.
Merci,
Merci,