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Apart from personal reasons, why would someone CFR? Is there that much of a difference in pension / other benefits? I met an MWO recently who was going to be CFRed. There would be no loss in pay obviously, but why give up that rank to become another run-of-the-mill captain? I also recently met an ex-Dragoon CWO who CFRed. Maybe I'm old school, but I think that MWO/CWO types don't merely sit at the right hand of God, but may, in fact, be God. Especially combat arms types, which is really the core of our business. So apart from being the highest paid two-ringer in the CF, are there other (non-personal) reasons that someone may want to CFR?