http://intranet.mil.ca/en/defence-admin-orders-directives/5000/5019-8.page (Private Debts)
http://intranet.mil.ca/en/defence-admin-orders-directives/5000/5019-2.page (Administrative Review)
I realize you may not have immediate access to the DAODs, however they amplify a bit of what recceguy states. The key is getting it under control early. We all have had our ups and downs, meet your problems head-on, do **** around and fix it now. He's correct when he says they can dump your a$$ early - less investment in you, the easier it is. Don't make it easy - own your mistake and show a willingness to fix it and most importantly - learn and don't REPEAT!!