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2024 Wildfire Season

on what basis do the insurance companies make their decisions?

Well tools like this also exist:

Choose your adventure and hazard.

I'm not aware of any similar based system in Canada but there has been pushes for something similar and many agencies are starting work on creating provincial versions of such products.
 
the actuarial analysis is supposed to be a risk assessment that would govern the predicted revenue/profit and loss. Of course they go and fuck that up by blowing it on investments 🤷‍♂️
Until their investments started underperforming, the income from those investments helped keep premiums low. I'm grateful that for many years my home insurance premiums were lower.
 
There are a couple of CL-415s if I recall off hand on contract to the USFS under AeroFlight. However scooper aircraft need water bodies to work off of so for the SW states they are much more limited in terms of operational effectiveness...and scooping from the ocean is not a normal practice at least in North America.

The one advantage the US has is the number of National Defense airstrips. So when you see a 737 or DC10 VLAT (Very Large Air Tanker) think of the former B-52 bases/airstrips for the type of construction needed. To be fair the Russian IL-76 conversion they use for fires also has the same issues.

In regards to the CL-515 production has started but so far all the confirmed orders are to the EU as part of either national fleets (Croatia, Greece) or funded in part to work as part of an EU Squadron of 12 planes. There's been rumors of some of the Canadian provinces ordering new airframes but it depends on how each province works....Saskatchewan for example has just purchased some Dash-8Q400 water bombers to replace their old Convair 340 fleet. Alberta (4x CL-215T aside) and BC tend to rely mostly upon contracted fleets while Ontario/Quebec/Newfoundland have their own airframes.

But the "ducks" are always a great watch...even better when they're in optimal cycles and you're able to watch the airshow instead of manually lugging that water.
According to this article, 20 confirmed orders with first delivery now estimated for 2028. I doubt they know their rate of production but it seems any Canadian orders will have to wait. The 215s are getting pretty old and I imagine the type of duty this type of aircraft gets ages the airframes.

Bombardier was likely losing interest anyway but the order book had dried up for them towards the end.
 
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