foresterab
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Well tools like this also exist:on what basis do the insurance companies make their decisions?
National Risk Index | FEMA.gov
The National Risk Index is a dataset and online tool that leverages available data for natural hazard and community risk factors to help illustrate the U.S. communities most at risk for 18 natural hazards.
hazards.fema.gov
Choose your adventure and hazard.
I'm not aware of any similar based system in Canada but there has been pushes for something similar and many agencies are starting work on creating provincial versions of such products.